Disclaimer
Last updated: September 2026
1. Business Funding Intermediary Status
Bloom Capital is a business funding intermediary/advisory company and is not a bank or depository institution. Financing is provided by third-party lenders and funding partners and is subject to lender approval, eligibility, and applicable terms.
2. No Guarantee of Approval or Funding
Submission of an application, pre-qualification form, or document request does not guarantee approval, specific funding amounts, interest rates, factor rates, or loan terms. All funding decisions, underwriting evaluations, and disbursement timelines are established exclusively by the applicable third-party lenders or funding partners.
3. Government Grants & Programs
Government grants and municipal or provincial program funding are subject to the specific eligibility criteria, budget availability, guidelines, and final approval of the applicable government department or program administrator. Bloom Capital provides advisory and mapping assistance and does not represent, govern, or guarantee the approval of any government grant.
4. Credit Inquiries and Requirements
Credit requirements and inquiry protocols vary by lender, funding partner, and specific program. Initial reviews may involve soft inquiries that do not affect personal credit scores; however, formal underwriting by specific lending partners may require standard credit reporting disclosures.
5. Product Definitions & Commercial Nature
Merchant Cash Advances (MCAs) are commercial transactions representing the purchase of future receivables and are distinct from standard amortized term loans. All products described on this website are strictly for legitimate commercial and business purposes and are not intended for personal, family, or household use.
6. Geographic Availability
While Bloom Capital serves businesses across Canada, certain financing programs, partner facilities, or municipal grants may be restricted to specific provinces, territories, or industries.
7. Contact Information
For questions regarding these disclosures, please contact:
Bloom Capital
Email: info@bloomcapital.ca