Business owner at work

Business Funding for
Every Stage of Growth.

Bloom Capital helps businesses access fast, flexible financing through our network of lending partners from merchant cash advances to term loans.

$1M+
Funded
0+
Businesses Funded
24–48h
Fast Decisions
Canada
Wide

How Bloom Capital Works

1

Tell Us About Your Business

Complete our quick funding questionnaire.

2

We Review Your Options

Our team reviews potential lending and funding programs based on your business profile.

3

Prepare Your Application

We help identify the information and documentation required for the applicable funding option.

4

Submit for Review

Applications are submitted to the applicable lender or program administrator.

5

Funding Decision

The lender or program administrator makes the final approval and funding decision.

*Some eligible applications may receive a funding decision quickly, depending on the lender, program and completeness of the application.

Funding Programs

Flexible capital built for your business.

From revenue-based cash advances and startup loans to specialized entrepreneurship programs and grant advisory, explore tailored financing solutions designed for Canadian business owners.

Merchant Cash Advance
Merchant Cash Advance
★ Popular

Merchant Cash Advance

Fast & Flexible Business Funding

Access working capital based primarily on your business revenue and cash flow. A Merchant Cash Advance can provide eligible businesses with a faster alternative to traditional business financing.

Who May Qualify

  • ✓Business operating under current ownership for at least 3 months
  • ✓Minimum $10,000 in monthly business revenue
  • ✓Active business bank account
  • ✓Consistent business deposits and cash flow
  • ✓No open bankruptcies
  • ✓Most funding options do not require traditional collateral
Black Entrepreneurship Business Loan
Black Entrepreneurship

Black Entrepreneurship Business Loan

Funding from $10,000 up to $250,000

Financing options are available to support Black entrepreneurs across Canada with starting, growing, or expanding their businesses.

Who May Qualify?

  • ✓Black entrepreneurs and Black-owned businesses
  • ✓18 years of age or older
  • ✓Canadian citizen or permanent resident
  • ✓Start-up and existing businesses may qualify
  • ✓Must meet the lender's credit and eligibility requirements
Existing Business Financing
Established Business

Existing Business Financing

Funding up to $500,000

Flexible financing solutions for established businesses looking for additional capital to grow, expand, purchase equipment, manage cash flow, or invest in new opportunities.

Who May Qualify?

  • ✓Existing Canadian businesses
  • ✓Minimum operating history may be required
  • ✓Consistent business revenue
  • ✓Must meet lender credit and financial requirements
  • ✓Various industries may qualify
Women Entrepreneur Loan
Women Entrepreneur Funding

Women Entrepreneur Loan

Female founder — Specialized advisory support

Dedicated financing and advisory programs designed to support women entrepreneurs and female-founded Canadian businesses.

Who May Qualify?

  • ✓Alternative funding options for businesses that may not meet traditional bank requirements
  • ✓Government-backed programs
  • ✓Flexible repayment options
  • ✓Mentorship & advisory support
Startup Business Loan
Startup Business Loan

Startup Business Loan

Funding up to $75,000 ($75k Limit)

Capital for newly launched businesses to build business credit and finance growth without strict historical credit requirements.

Who May Qualify?

  • ✓Funding up to $75,000
  • ✓Flexible credit requirements
  • ✓Build your business credit history
  • ✓Quick online application process
Grant Advisory Service
Grant Advisory

Grant Advisory Service

Government Grant & Funding Program Guidance

We help identify government and municipal grant and funding programs that may be relevant to eligible businesses. Program availability, eligibility and funding decisions are determined by the applicable program administrator.

Who May Qualify?

  • ✓Targeted grant opportunity mapping
  • ✓Government program eligibility review
  • ✓Application strategy and compliance support
  • ✓End-to-end submission guidance

Apply in 2 minutes.

A Bloom Capital advisor will review your submission and contact you regarding the next steps.

Funding is subject to eligibility, lender/program approval and applicable terms. Submission of an application does not guarantee approval or funding.

By submitting you agree to our Terms and Privacy Policy. Credit requirements vary by lender and funding option.

Real businesses. Real results.

★★★★★

“We needed capital quickly to manage cash flow and inventory. Bloom Capital connected us with the right lending partner promptly.”

Marcus T.

Restaurant Owner, Toronto

★★★★★

“No runaround, no jargon. They helped us explore our options clearly and guided us through the entire application process.”

Priya S.

E-commerce, Vancouver

★★★★★

“The clarity and responsiveness were exceptional. We explored potential funding options and secured $150K for our new project.”

James L.

Construction, Calgary

★★★★★

“As an early-stage company, finding the right funding was difficult. Bloom Capital helped us identify eligible programs to scale.”

Aisha M.

Retail Startup, Montreal

Advisory team

Real advisors. Real results.

A dedicated advisor in your corner from day one.

Book a call directly inside your portal, no queues, no scripts.

Common questions.

Partner with Bloom Capital

Become a Referral Partner

Have clients who need business funding? Partner with Bloom Capital and help connect your clients with potential financing and government funding opportunities.

BECOME A PARTNER

Get in touch.

Company

Bloom Capital

Location

Serving Businesses Across Canada

Email

info@bloomcapital.ca